The Modi government at the centre has decided to include the elderly aged 70 years or more in the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY). Earlier this scheme was only for poor families and certain types of people like Asha workers. The big thing is that now there will be no income limit in it. That is, the elderly of any income group can directly take advantage of this scheme. The list of hospitals listed for the Ayushman Bharat PM-JAY scheme is available on the website www.dashboard.pmjay.gov.in.
Let us tell you that till September 30, about 30,000 hospitals across the country have been listed to provide benefits under this scheme. It is worth noting that through the Ayushman card, cashless treatment facility is available in more than 30,000 hospitals across the country. It is mandatory for the listed hospitals to provide cashless treatment to the beneficiaries.
This is a completely cashless scheme. In such a situation, if you have parents and their age is 70 years, then you can get the benefit of free treatment by registering them in this scheme. Any person can go to his nearest listed hospital and get himself enrolled. Under this scheme, every family gets health insurance of up to Rs 5 lakh every year, so that they can get treatment in big hospitals.
How to join this scheme
Any person aged 70 years or more can apply for Ayushman Bharat Senior Citizen Scheme on the website www.beneficiary.nha.gov.in or by using the Ayushman App, which is available on Google Play Store. There is nothing to do in this, only verify your identity and eligibility through Aadhaar e-KYC. Aadhaar is sufficient not only to confirm both the age and state of residence of the beneficiary, but also to complete the registration process.
Aadhaar verification is necessary
People who have already applied for AB-PMJDY will have to do their Aadhaar verification again for registration in the Senior Citizen Scheme. This work can be done on the website or mobile app.
What if the elderly are unable to register themselves?
Suppose if an elderly person is unable to register himself. Then his family members can go to the app or website and register him through beneficiary login. They just have to enter their mobile number and enter the OTP to start the enrollment process. Not only this, you can also register by going to the nearest hospital.
Register a complaint here in case of trouble in the hospital
Any person can register a complaint on the AB PM-JAY website or through the national call center ‘14555’, mail, letter, fax etc. Any complaint of refusal of treatment by the listed hospital will be considered as an SOS complaint. And the complaint will be resolved within 6 hours.
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What will happen if the cost of treatment exceeds 5 lakhs?
Under the Indian Constitution, public health and hospitals are state subjects. It is mandatory for state health agencies to list hospitals under Ayushman Bharat PM-JAY. Beneficiaries can go to any listed hospital for treatment. And can show their Ayushman card or their PMJAY ID. The cost of all the treatment under this scheme is around Rs 2 lakh. In such a situation, Rs 5 lakh is enough. If the cost is more than this, then under the umbrella scheme of Rashtriya Arogya Nidhi, financial assistance of up to Rs 15 lakh is provided to patients from poor families.
Is the scheme not implemented in these states?
Delhi, Odisha, Telangana and West Bengal have not yet implemented AB PM-JAY. Actually. These states are not implementing the scheme, so senior citizens cannot join this scheme nor get its benefits.
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