Nowadays, most of the banks provide locker facilities to their customers. The bank is responsible for the safety of the goods kept in the bank locker. In case of theft or robbery in the bank, the bank returns the money to you with compensation. This is the reason that we keep most of our valuables in the bank locker. And after keeping it, we become carefree. Isn’t it? But it is not so. For your information, let us tell you that this does not happen in every case. There are some cases in which the bank is not responsible for the goods kept in your locker. Then in such a situation you do not even get compensation. You may have to suffer a lot of loss due to not getting compensation. Even if this may be a surprising thing for you. But this is the truth. The important thing to note is that in some cases the bank does not take responsibility for your locker. Therefore, if you are also going to keep your valuables in the bank locker, then first of all know the rules related to locker facility well.
In these cases, the bank compensates up to 100 times the customer’s service charge
Suppose you have kept your precious belongings in a bank locker and in the meantime the bank is robbed or looted, what will happen then? So let us tell you that in such a case, if any such incident happens in the locker, the bank itself contacts the customers. Customers are given a form and affidavit. In this, the customers have to write the details of the items kept in their locker. After which the bank investigates and gives compensation for it. That is, the bank compensates up to 100 times the customer’s service charge. If someone has paid a service charge of Rs 10,000, then the bank will give him compensation up to Rs 10 lakh. Suppose a fire breaks out in the bank and in such a case your belongings kept in the bank locker get burnt? So let us tell you that in such cases also the bank is responsible. This is considered to be the negligence of the bank. Under the rules, the bank gives 100 times compensation to the customers in this situation.
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In these cases, the bank does not give compensation for the items kept in the locker
Obviously you must be wondering what are those cases in which the bank is not responsible for the items kept in the locker. So let us tell you that the bank does not give compensation for the loss caused to the bank in natural disasters. Natural disasters such as earthquake, lightning or flood. In these cases, the bank does not give you any compensation for the items kept in the locker.
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